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National General Insurance

Insurance, United Arab Emirates, Dubai

Leading insurance provider offering a wide range of general insurance products with personalized service and expert risk management solutions.

About National General Insurance

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Basics

Type
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Founded
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Total Employees
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Employees on Linkedin
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Employees on OWCareers
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Main Office
United Arab Emirates, Dubai
Official Website
http://www.ngionline.ae
Location Address Official Phone Email
United Arab Emirates, Dubai United Arab Emirates, Dubai **** ****
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FAQs – National General Insurance

Can an insurance policy lapse even if a payment is made late?

Yes, if the payment is not made within the grace period provided by the insurer, the policy will lapse. The grace period gives extra time, but missing the deadline results in the termination of the policy.


What is the meaning of due process in law?

Due process refers to the legal principle that ensures fair treatment through the judicial system, protecting individuals from arbitrary government actions and guaranteeing rights like a fair trial.


Can insurable interest be transferred to another party?

Insurable interest is generally non-transferable unless a financial or ownership interest changes, such as selling a property or business.


Can small businesses benefit from cyber insurance for data breaches?

Yes, small businesses are frequent cyberattack targets due to limited cybersecurity resources. Cyber insurance helps mitigate financial risks by covering recovery costs, lawsuits, and reputational damage, ensuring small businesses can survive a data breach without severe financial losses.


Can public health insurance be used for mental health services?

Many public health insurance programs offer coverage for mental health services, including therapy, counseling, and psychiatric care, although the extent of coverage may vary depending on the country or specific program.


How do reinsurance contracts differ from standard insurance policies?

Reinsurance contracts are negotiated between insurers and reinsurers, often with customized terms based on risk-sharing agreements.


What is an insurance adjuster, and what is their role in claims?

An insurance adjuster is a professional who investigates claims on behalf of the insurer. They assess damages, verify facts, negotiate settlements, and ensure claim payouts align with the policy coverage. Adjusters may be in-house employees or independent contractors.


What role does Lloyd’s of London play in reinsurance?

Lloyd’s is a marketplace where insurers and reinsurers operate through syndicates, providing specialized and large-scale reinsurance solutions.


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