Logo
A

Atlantic Charter Insurance Group

Insurance, United States, New York, New York City

Providing comprehensive insurance solutions for individuals and businesses, ensuring peace of mind in an unpredictable world.

About Atlantic Charter Insurance Group

-

Basics

Type
-
Founded
-
Total Employees
-
Employees on Linkedin
-
Employees on OWCareers
-
Main Office
United States of America, New York state
Official Website
http://www.atlanticcharter.com
Location Address Official Phone Email
United States of America, New York state United States, New York, New York City **** ****
LinkedIn https://linkedin.com/company/**** Get In Touch With Decision Makers
Facebook https://facebook.com/**** Get In Touch With Decision Makers
Instagram https://instagram.com/**** Get In Touch With Decision Makers
X (Twitter) https://x.com/**** Get In Touch With Decision Makers
YouTube https://youtube.com/**** Get In Touch With Decision Makers

FAQs – Atlantic Charter Insurance Group

Can I claim for a suitcase as well as the contents?

Yes, most travel insurance policies cover both the suitcase and its contents. However, the coverage for the suitcase itself is subject to the policy's baggage limit. If the suitcase was particularly expensive, check if additional coverage is needed or if depreciation will affect reimbursement.


How do I determine the amount of coverage I need in a term insurance policy?

The amount of coverage you need depends on factors such as your financial responsibilities (mortgage, debts, family living expenses), income replacement, and future financial goals. You can use a life insurance calculator or consult with an advisor.


What is the main purpose of facultative reinsurance?

Facultative reinsurance helps primary insurers reduce their exposure to large, complex, or high-risk policies by transferring a portion of the risk to a reinsurer.


How does reinsurance affect regulatory compliance for insurers?

Reinsurance helps insurers meet regulatory capital requirements by reducing their retained risk exposure. Regulatory bodies require insurers to maintain certain solvency levels, and by transferring risks to reinsurers, companies can optimize capital allocation while ensuring they meet solvency and reserve obligations under local laws.


What is an indemnity period in business insurance?

The indemnity period is the time frame during which an insurer will cover financial losses, such as lost income due to business interruption, after a covered event like fire or natural disaster.


What conditions qualify for long-term disability benefits?

Qualifying conditions include cancer, mental health disorders, musculoskeletal injuries, neurological disorders, and other severe illnesses preventing work.


Are there tax benefits for having private health insurance?

In some countries, health insurance premiums are tax-deductible, reducing your taxable income. Additionally, Health Savings Accounts (HSAs) or Flexible Spending Accounts (FSAs) may allow tax-free contributions for medical expenses. Check with a tax professional for specific benefits in your location.


What is umbrella liability insurance?

Umbrella insurance provides extra liability coverage beyond standard policies, covering large claims or lawsuits that exceed the limits of homeowners, auto, or business liability insurance.


Comprehensive Market Research

Get in-depth market research for Insurance companies in United States, New York, New York City. Our experts analyze trends, gather valuable insights, and identify key opportunities to drive your business growth.