About the job
Our team is looking for a highly motivated and entrepreneurial-minded mortgage broker to join our successful lending team. The ideal candidate will have an established book of real estate and lending institution contacts, a firm grasp on industry trends, and a proven track record of matching lenders and mortgage products to potential borrowers. If you are looking for a place to build your business with excellent growth potential, please apply today!
Position: Mortgage Advisor
Location: Emaar business park, Dubai
Period: Full Time
-Responsibilities
• Acquiring new clients and Evaluate clients' financial circumstances and recommend appropriate mortgage solutions
Educate clients on various loan products, funding sources, buying or refinance process, and lending guidelines
• Educating clients on their legal and financial options and ensuring that they understand them.
• Meet with potential applicants and buyers to determine each client’s specific lending or refinance needs
• Marketing of services to lenders and real estate agents.
• Helping clients complete and understand all the necessary paperwork.
• Assisting clients with pre-approval on loans.
• Analyzing and comparing different home loan options available to the client.
• Provide exceptional customer service, and ensure client satisfaction throughout the mortgage process
• Build and maintain strong relationships with clients, and provide ongoing support and advice throughout the mortgage process
• Collaborate with internal and external stakeholders, including real estate agents and attorneys, to ensure timely and effective mortgage services to clients
• Provide expert advice and guidance to clients on mortgage products and services
• Develop and implement sales strategies to drive new business growth, including generating leads and prospecting
• Keep up-to-date with mortgage industry trends and regulations, and ensure compliance with applicable laws and guidelines
• Maintain accurate and up-to-date records in the mortgage origination system
• Gather documents such as applicant’s credit history, income and employment verification, assets and liabilities, and background check to determine creditworthiness
• Shop for competitive mortgage rates and interest rates, and negotiate terms with various lenders to find ideal mortgage lender for the applicant
• Submit application file to lenders in order to apply on the homeowners’ behalf
• Collaborate with the real estate agent, lender’s underwriting department, other mortgage professionals, and closing agent to ensure a smooth transaction
• Build referral relationships with real estate professionals and relationships with mortgage lenders/ mortgage bankers, maintain current lending rate sheets, and stay up to date on current mortgage industry trends
Qualifications
Bachelor’s degree preferred in real estate law, banking, finance, business administration, or economics
Minimum of 1 years of experience in mortgage advising, or a related field
Strong knowledge of mortgage products and services, and a solid understanding of the mortgage underwriting and approval process and loan process from origination to close
Proven sales skills and experience, with a track record of success in driving new business growth
Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with clients and stakeholders
Strong analytical and problem-solving skills
Ability to work independently and as part of a team
Exceptional communications skills, time-management and analysis skills, and independently resourceful
· Advanced computer skills including MS office.
If you’re good at what you do, and you can work anywhere. If you’re the best at what you do, come work at our company
Seniority Level: Specialist-Level
Job Functions: Project Management
Industries : Information Technology
