Credit Analyst

Kinetic Business Solutions, a reputable recruitment agency in the United Arab Emirates, is currently working with a leading Bank in Umm Al Quwain to fill the position of Credit Analyst. The Bank is committed to providing exceptional financial services to its clients while maintaining a strong focus on credit analysis and risk management. With a collaborative work culture that values professionalism and integrity, this role offers an exciting opportunity for individuals looking to excel in the banking industry.

As a Credit Analyst, your primary responsibilities will revolve around managing customer relationships and monitoring loan portfolios regularly. You will serve as a vital link between the corporate department and other relevant units within the organization. Conducting thorough reviews of customers' financial positions to assess creditworthiness, gathering necessary information for credit evaluations, and preparing detailed reports will be key aspects of your role. Additionally, you will be responsible for handling customer documentation related to credit approvals.

To thrive in this role, candidates must possess a Bachelor's Degree and have at least 5 years of experience as a Credit Analyst or Relationship Officer in the Banking Industry within the UAE, focusing on Wholesales/Corporate Banking segments. A deep understanding of credit analysis principles and policies is essential, along with excellent analytical skills and proficiency in report writing. Strong communication abilities in English and Hindi, coupled with proficiency in Microsoft Office applications are also prerequisites for success. Candidates should be prepared for face-to-face interviews at the specified location.

If you meet these qualifications and are excited about joining a dynamic team dedicated to driving financial excellence, we encourage you to apply for the Credit Analyst position. This role is ideal for experienced professionals seeking growth opportunities within the banking sector. Kinetic Business Solutions looks forward to reviewing your application and connecting with suitable candidates within 5 working days of submission. If you do not hear from us within this timeframe, please consider your application unsuccessful on this occasion. Join us in shaping the future of banking through meticulous credit analysis and client-focused solutions!

• Minimum 5 years of experience as a Credit Analyst/Relationship Officer within the Banking Industry in the UAE managing the Wholesales/Corporate Banking segment
• Bachelor’s Degree
• Strong knowledge of credit analysis and policies
• Excellent verbal and written communication skills in English and Hindi

• Manage assigned customer relationships and monitor loan portfolios on a regular basis
• Acts as a liaison between the corporate department and other departments as required
• Review the financial position of customers to ensure creditworthiness and to obtain and evaluate any other information that may affect a customer’s creditworthiness
• Responsible for customer documentation for credit approvals

• Credit analysis
• Financial reporting
• Relationship management
• Microsoft Office proficiency
• Written communication skills

Seniority Level: Middle Management

Job Functions: Finance

• Credit Analysis
• Relationship Management

Industries : Banking

• Financial Services
• Corporate Banking