**Refined Job Description:**
At ruya, a leading financial institution in the United Arab Emirates committed to upholding Islamic finance principles, we are seeking a dedicated Credit Administration Manager for our Retail & SME segments. The successful candidate will be responsible for overseeing and managing all post-approval credit administration activities while ensuring compliance with internal policies and regulatory requirements. Our mission is to maintain high-quality standards in documentation, security management, and credit monitoring to support our clients' financial needs effectively.
As the Credit Administration Manager, you will play a crucial role in the organization by handling key responsibilities such as reviewing and verifying facility documentation for accuracy and completeness before disbursement. This includes conducting call verifications and field visits with retail & SME customers to ensure adherence to the bank's standards and regulatory requirements. Additionally, you will process disbursements for credit facilities, set up credit limits for SME customers, monitor client compliance with facility terms, and manage collaterals registration as necessary.
Furthermore, your role will involve maintaining an updated repository of security documents, renewing securities and insurance policies associated with facilities in a timely manner, conducting risk grading updates for clients aligning with regulatory frameworks, coordinating with various departments to resolve documentation or compliance issues, optimizing credit administration workflows through process enhancements and exploring AI/ML based solutions for operational efficiency.
If you are a detail-oriented professional with a strong background in credit administration within the banking sector and possess excellent communication skills along with the ability to work collaboratively across different teams, we invite you to apply for this exciting opportunity at ruya. This position is ideal for experienced individuals looking to advance their career in credit administration management within the Retail & SME segments. Join us in delivering exceptional financial services while contributing to the growth of our organization. Apply now!
Seniority Level: Middle Management
Job Functions: Finance
Industries : Banking
